Finance at Coffs Harbour Hino

Our Hino Finance Advantage

A real Advantage when it comes to growing your business.

Hino Financial Services provide flexible finance solutions that will enable you to take advantage of a new Hino vehicle quicker and easier than ever before.

Backed by the strength of Toyota Financial Services, there is no better way to buy a Hino Truck that suits your business needs than with Hino Financial Services.

It doesn’t matter whether you are looking to finance one vehicle or 50, Hino Financial Services offer a range of flexible finance options to suit every business - such as a Hino Finance Lease, Hino Business Vehicle Loan, or Hino Fleet Financing.

Finance from Coffs Harbour Hino

Finance from Coffs Harbour Hino

Hino Term Purchase

  • Interest rates are fixed for the term
  • Terms are negotiable with a range of 12–84 months*
  • For tax and accounting purposes the operator is treated as the owner (i.e. on-balance sheet financing)
  • Depreciation allowances may be claimed
  • Ownership of trucks and buses is passed to
Finance from Coffs Harbour Hino

Hino Finance Lease

  • Interest rates are fixed for the term
  • Terms are negotiable with a range of 12–84 months*
  • Finance leases are accounted for on-balance sheet
  • Lessee is responsible for the payment of any shortfall between the sale proceeds or value of the vehicle and the present residual value at the end of the lease
  • Preserves working capital – funds can be invested in other parts of the business
Finance from Coffs Harbour Hino

Hino Business Vehicle Loan

  • Interest rates are fixed term
  • Terms are negotiable with a range of 12–84 months*
  • Your business owns the vehicle and HFS takes a mortgage over the vehicle so it remains an asset of your business
  • NO GST is payable on payments made on BVL
  • ITC (if applicable) can be claimed up-front via business activity statement

* Subject to age of vehicle. For used trucks and buses up to five years old 12-60 month terms are available.